What is the difference between Wealth Planning & Investment Management?
Wealth Planning involves building a relationship with our clients to completely understand their goals and objective; their financial circumstances; and how they see their future unfolds. This information gives us the ability to provide the best tools and a suite of services to a client including advice for pension provisions, tax efficient savings, and investment management. Investment management is the service of managing a portfolio of investments for example stocks, bonds, funds, private equity and commodities, aiming to achieve agreed investment goals such as capital growth. Investment Management is most effective when working as part of an overarching wealth plan.

Do you provide inheritance tax (IHT) planning services?
Yes. We provide advice on all aspects of a client’s financial situations, we can help assess any potential IHT liability and provide general advice regarding the options that help mitigate and/or pay the liability. We normally work with a clients’ tax adviser to maximise the effectiveness of IHT planning. Where required, we can introduce a client to an appropriate tax specialist.

What can I expect from your Wealth Planning service?
We create a dedicated wealth plan tailored to the needs of each client to reassure our clients that their money is being managed professionally and within the right financial framework. Our dedicated Wealth Planning advisers will make sure each client has a long-term plan with an efficient investment strategy to manage their overall wealth. Our Wealth Planning advisers will encourage clients to think about planning for their retirement, efficient ways to pass on their wealth and how to guard against unexpected risks.

What areas of Wealth Planning do you advise on?
Your dedicated Wealth Planning adviser can advise on family protection, investment structures and tax efficient savings, estate and inheritance planning, pensions and lifetime cash flow modelling.