LENDING
We offer a variety of lending options and will work collaboratively with your tax adviser to build and tailor an effective solution. You can draw upon the following options:
Portfolio (Lombard) Lending – Whether it is short-term liquidity – required to capitalise on an investment opportunity – or a longer-term option for an asset purchase, we can offer flexible financing solutions that address your specific needs. A portfolio (or Lombard) loan uses your investment portfolio as security for your loan, enabling your investment strategy to remain untouched.
Mortgages – We have solutions for a wide range of property purchases including residential, buy-to-let or commercial, on interest only or capital and interest terms. Our lending specialists will advise you on the most suitable option.
Short-term Loans – We are able to accommodate short-term arrangements including bridging loans, overdrafts or lending for a specific purpose and our integrated approach means these can often be arranged against existing funds already under our management.
Tax planning is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
All lending is subject to qualifying criteria/Brown Shipley reserves the right to decline any loan application at its sole discretion.
Clients should consult their tax planning specialist.
Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Our Investment Management service involves investing your capital which places it at risk. Investment risk means the value of your investments or any income can fluctuate and you may not get back some or all of the amount invested. We recommend our clients seek professional tax advice to understand their personal liability for investment income and/or gains. This will depend on personal circumstances and the prevailing tax rules, which are subject to change.
