INVESTMENT MANAGEMENT
Your investments actively managed for optimal performance
At Brown Shipley, we tailor our investment management services to you and your financial goals. We take time to understand you so that we can properly assess then kind of investment portfolio and strategy you need.
With 200 years of investment experience, we bring together the personalised service of a private bank with the international resources of the wider Quintet Group, operating across much of Europe.
Your investments are actively managed to identify opportunities for long-term returns and income. We also take a disciplined approach to managing risk through changing market conditions.
Understanding your investment risk profile
If you choose to become a client, the most important assessment we make is to understand your risk profile. Every portfolio’s characteristics are tailored to an investor’s willingness and appetite to risk. By way of example, a longer-term growth investor with a 10-year investment horizon is likely to be less sensitive to fluctuations in a portfolio’s value than someone who needs to access their capital in the short-term.
We take the time to understand you so that we can properly assess the kind of investment portfolio and strategy you need to fit your lifestyle.
Overview of Investment Management
Investment management goes beyond simply selecting assets. It encompasses the strategic allocation of assets to optimise returns while minimising risks. At Brown Shipley, our approach is underpinned by a thorough understanding of global markets, portfolio construction and a commitment to aligning investments with your unique circumstances.
Key aspects of our investment management services include:
- Portfolio construction: Building diversified portfolios that balance risk and return.
- Dynamic asset allocation: Adjusting investment strategies in response to market conditions and your evolving objectives.
- Global expertise: Leveraging insights from our parent company, Quintet Group, to access global investment opportunities.
INVESTING PUTS YOUR CAPITAL AT RISK. LENDING IS SUBJECT TO STATUS.
A range of investment services to suit your needs
How your investments are managed on an ongoing basis is up to you. We will take time to understand your level of expertise so we can recommend the best course of action, especially how much interaction you require with your client adviser. We offer discretionary, advisory and execution-only services.
You can also benefit from tax-efficient forms of investing like Individual Savings Accounts (ISAs). What’s more, we can offer you specialist sustainable investing if you wish.
Discretionary investment management
Through our discretionary management service, you let our experienced investment specialist take care of your portfolio. At all times, it will be managed in line with your investment objectives and risk profile.
Investment advisory services
If you opt for our investment advisory service, you are more involved in making investment decisions. We refer investment recommendations to you for your approval before they are executed.
Execution only
Finally, you can opt for an execution-only service. This means we just carry out trades on your instruction.
Together with BlackRock
Our parent company Quintet have worked with BlackRock to provide our clients with a broad range of exclusive solutions across a large number of asset classes.
Our clients now benefit from more sophisticated risk management and analysis tools.
Customised investment solutions
No two clients are the same, and our personalised approach reflects this. Our investment management team takes the time to understand your financial aspirations, life goals, and priorities. This allows us to create bespoke strategies for you.
Key features of our tailored solutions:
- Personalised risk assessment: We align your portfolio with your comfort level and long-term objectives.
- Open architecture: Access to a broad range of asset classes, funds, and investment products from leading providers.
- Flexibility: Whether you prefer a discretionary, advisory, or execution-only service, we adapt to your preferences.
Our five Investment Profiles
Cautious, Income, Balanced, Growth and Dynamic – cover a broad range of personal objectives and investment approaches. Within each profile we create dedicated portfolios that allow us meet your specific needs, views and objectives.
For illustrative purposes only.
Our differentiated approach to managing wealth
We actively manage portfolios, shifting asset allocations as economic and financial conditions change. We are also what’s known as ‘open architecture’, meaning that we select the best investments from across the market for your portfolio. We also take into account ESG factors into account as part of our investment research and decision-making process.
We aim to balance investment opportunities with a disciplined approach to risk management, seeking long-term returns and income.
When you join us, we assess your investment preferences, personal circumstances, short-term and longer-term objectives, your capacity for loss and your appetite for risk. Taking into account everything we learn about you, we agree an investment profile.
Each of our five investment profiles contains a different strategic allocation to investment asset classes. Theoretically, the potential investment return and level of risk taken increases from the lowest profile, Cautious, to the highest, Dynamic. The five profiles are:
1. Cautious
Returns from a Cautious Portfolio will be sought primarily by way of income, with some opportunities for capital growth. This is greater risk to the capital over the investment time horizon. The portfolio can be subject to fluctuations in capital value in the short-term, but over the medium to long-term, capital values are unlikely to fall substantially. The potential for capital growth is limited and inflation could impact upon the real return. The portfolio will have significant exposure to fixed income investments. In addition, the portfolio will include some equity exposure (International and UK) to provide the potential for some long-term capital and income growth. There may also be exposure to alternative assets and cash.
2. Income
Returns from an Income Portfolio will be sought through a combination of income and capital growth, but with a higher exposure than Balanced to fixed income exposure. This Risk Profile has a below medium risk to capital over the investment time horizon, with fluctuations in capital value more likely in comparison to a ‘Cautious’ Portfolio. The portfolio will mainly consist of both equity (International and UK) and fixed income exposure. There may also be exposure to alternative assets and cash. In order to try and maintain the spending power of the investments in real terms, the portfolio may contain higher exposure to equities and a lower exposure to fixed income than for a ‘Cautious’ Portfolio.
3. Balanced
Returns from a Balanced Portfolio will be sought by way of a combination of capital appreciation and income. There is a medium risk to capital, exceeding that for an ‘Income’ Portfolio, but with increased opportunities for above inflation returns over the investment time horizon. There is a possibility that the investments will display larger and/ or more frequent fluctuations in capital value in comparison with an ‘Income’ Portfolio over the investment time horizon. The portfolio will be biased towards equities (International and UK), with a lesser degree of fixed income exposure when compared to an ‘Income’ Portfolio. There may also be exposure to alternative assets and cash.
4. Growth
Returns from a Growth Portfolio will be sought primarily by way of capital appreciation. There is an above medium risk to capital, but with the potential for a corresponding improvement in capital growth over the investment time horizon, when compared to a ‘Balanced’ Portfolio. There is a possibility of larger, and/or more frequent fluctuations in the capital value over the investment time horizon compared with a ‘Balanced’ Portfolio. Consequently, there is a possibility that a significant proportion of the portfolio could be subject to a substantial decline in capital value. The Portfolio will be invested primarily in equities (International and UK) and may include some exposure to fixed income investments, alternative assets and cash.
5. Dynamic
The Dynamic Portfolio seeks to obtain high rates of return over the investment time horizon, primarily by way of capital appreciation. There is a greater potential for larger or more frequent fluctuations in the capital value over the investment period compared to the preceding Investment Profiles. The investor accepts that to target higher returns, the portfolio is exposed to higher levels of investment risk and therefore the possibility of greater declines and capital loss. The portfolio will be invested primarily in equities (International and UK) and may include some exposure to fixed income investments and alternative assets that offer growth potential. Cash may also be held within this portfolio.
As involved as you want to be
You can choose to let your experienced Client Advisor take care of your portfolio, through our Discretionary Management Service. Alternatively, you can opt for our Advisory Service, where you can be more involved in making decisions, by having each recommendation referred to you before being executed. Or if you prefer, you could opt for Execution Only, where we just carry out trades on your instruction.
Ready to chat to one of our experienced Client Advisors?
Interested in learning more about our investment management services? Complete the form below to speak to one of our Client Advisors.
To receive advice and to become a client of Brown Shipley, you must have a minimum of £1m of investable assets.
Why choose Brown Shipley for investment management services?
With over two centuries of expertise, Brown Shipley combines the personal service of a boutique firm with the global resources of a leading private banking group. Our holistic approach to wealth management ensures that every aspect of your financial journey is supported by industry-leading expertise.
Discover how our investment management services can help secure your financial future.
Strategic partnerships and institutional-grade tools
Our dedicated investment and client solutions teams conduct proprietary research. They are responsible for everything from asset allocation and portfolio construction to fund and stock selection and structured solutions. The research aims to identify the stocks and funds we believe are likely to outperform and best reflect our market views, for inclusion in your portfolio.
As part of Quintet Private Bank (Europe), operating across 30 European cities, we have both scale and stability. As a client you benefit from our truly international research outlook.
To enhance our capabilities further, our parent company Quintet has partnered with BlackRock, the world’s largest asset manager. This partnership is wide-reaching, encompassing asset allocation, institutional-grade portfolio construction and access to specialist investment products not normally available to individual investors. Notably, BlackRock’s Aladdin® risk platform empowers some of the world’s leading investment managers.
This gives you the reassurance of knowing that your portfolio is being managed with research intelligence, risk management tools and investment products normally only available to large investment institutions.
Interested in learning more about our investment management services? Complete the form below to speak to one of our client advisers.
To become a client of Brown Shipley, you must have a minimum of £1m of investable assets.
Case study: Investment Management for the long term
Doing the research
We will also work with carefully selected third parties where we believe they add value to our investment approach. The next steps are to put the constituent parts and individual selections within a portfolio, which is aligned to your objectives and risk profile.
Your finances at your fingertips
Regular contact is key to what we do, not only to keep you up to date with your wealth performance, but also to ensure any changes in circumstances are reflected in your investment choices. By letting us know if your financial situation, appetite for risk, time horizon or income priorities change, we can adapt our approach and your investments to suit your new goals.
Equities, bonds and more in your portfolio
Our Investment Universe consists of a range of investment types and asset classes, each with their own benefits and risk potential, which your Client Adviser will explain and discuss further with you. These include:
- Equities
- Fixed Income
- Bonds
- Cash
- Collectives
- Alternatives (e.g. Commodities and Hedge Funds)
- Structured Products
FAQs
What’s the difference between discretionary and advisory investment management?
When you opt for discretionary management your client adviser takes investment decisions on your behalf, in line with your agreed investment profile. If you prefer advisory investment, you will approve investment decisions.
How do you manage investment risk in a portfolio?
When different securities and asset classes are combined in a portfolio, the volatility of the overall portfolio is likely to be less than the individual securities within it.
What’s ESG investing?
ESG stands for environmental, social and governance. It measures a company’s environmental and social impact on the world around it, as well as its corporate governance standards. We believe ESG analysis can lead to better investment decisions.
What are the main investment options?
You can choose between equities, fixed income (bonds), alternatives and cash. Equities are the shares issued by companies, while fixed income securities are bonds issued by either companies, large organisations or states.
What are alternative investments?
Alternatives include a wide range of investments used with the aim of increasing returns and decreasing returns in a broad investment portfolio. They include absolute return funds (such as hedge funds), private equity funds, commodities and structured products.
Additional FAQs
Please visit our FAQs page if you have any additional questions about the Brown Shipley Investment Management service.
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Brown Shipley funds
Brown Shipley manages a range of collective investments known as SVS Brown Shipley Funds. These are designed to provide managed growth or income investments on a collective basis for smaller portfolios, or to access specific investment opportunities. Discover more about our multi-asset funds.
Important Information
Our Investment Management service involves investing your capital, which places it at risk. Investment risk means the value of your investments or any income can fluctuate and you may not get back some or all of the amount invested. We recommend our clients seek professional tax advice to understand their personal liability for investment income and/or gains. This will depend on personal circumstances and the prevailing tax rules, which are subject to change.