Making important financial decisions and making the most of opportunities requires flexible lending solutions. Our facilities are designed to blend seamlessly with our other wealth management services, to find swift, creative solutions that are right for you, supporting the delivery of your overall wealth plan.
Lending can be tax advantageous and we work collaboratively with any tax adviser you have to build and tailor an effective solution, drawing upon the following options:
Portfolio (Lombard) Lending – Whether it is short-term liquidity – required to capitalise on an investment opportunity – or a longer-term option for an asset purchase, we can offer flexible financing solutions that address your specific needs. A portfolio (or Lombard) loan uses your investment portfolio as security for your loan, enabling your investment strategy to remain untouched.
Mortgages – We have solutions for a wide range of property purchases including residential, buy to let or commercial, on Interest Only or Capital Repayment terms. Our lending specialists will advise you on the most suitable solution.
Short-term Loans – We are able to accommodate short-term arrangements including bridging loans, overdrafts or lending for a specific purpose and our integrated approach means these can often be arranged against existing funds already under our management.
Tax planning is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
All lending is subject to qualifying criteria/Brown Shipley reserves the right to decline any loan application at its sole discretion.
Clients should consult their tax planning specialist.
Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.