Lending Solutions & Services : Securities, Lombard...

LENDING

Giving you the leverage you need to support your wealth plans

Making important financial decisions and making the most of opportunities requires flexible lending solutions. Our loan facilities are designed to blend seamlessly with our other Wealth Management services, to find swift, creative options that are right for you, supporting the delivery of your overall wealth plan.

DOWNLOAD OUR GUIDE TO LENDING

We understand that lending solutions open up more possibilities. Whatever your ambitions, we always consider the bigger picture to help you find a bespoke solution.

Lending solutions

Discover the types of lending we’re able to provide and how we engage with you to deliver comprehensive lending service. Hear from Nish Patel UK Team Lead, Lending Origination.

Understanding you and your lending needs

Whatever life has in store, you need to be able to capitalise on opportunities or adapt to a change of circumstances and that may mean you need funds. This is why a key aspect of Wealth Management is access to flexible lending solutions.

There are all sorts of reasons why a lending solution might be appropriate. You may want to make a purchase - either property or investment. Perhaps greater liquidity would be helpful. Maybe you’re looking to achieve lower-cost funding. Or you want to make more effective use of diverse assets.

As an existing Brown Shipley client, you have a specialist lending team who are already well acquainted with your financial situation, so are perfectly placed to help. Our lending service spans portfolio finance, complex mortgages, single line assets and more, giving you opportunities to act strategically in line with your wealth plan. It’s all part of the service we provide as a private bank, giving you peace of mind so you leverage your assets without interrupting your investments.

Lending for specific purposes made simple

Lending shouldn’t be complex and time-consuming, so we will endeavour to keep the process as simple as possible, talking you through every step of the way. We are happy to work with your tax advisers to try and find the most effective structure for you, and loans can be secured against an appropriate Brown Shipley investment portfolio or against a residential or commercial property. Our dedicated Lending Specialists will work closely with you and your Client Advisor to explore the most suitable options available to you, and then to manage the necessary arrangements.

We will always talk you through all options, so you can feel completely confident in any decisions you take.

The types of lending we can help with

We offer a variety of lending options and will work collaboratively with your tax adviser to build and tailor an effective solution. You can draw upon the following options:

Portfolio (Lombard) Lending – Whether it is short-term liquidity – required to capitalise on an investment opportunity – or a longer-term option for an asset purchase, we can offer flexible financing solutions that address your specific needs. A portfolio (or Lombard) loan uses your investment portfolio as security for your loan, enabling your investment strategy to remain untouched.
Mortgages – We have solutions for a wide range of property purchases including residential, buy-to-let or commercial, on interest only or capital and interest terms. Our lending specialists will advise you on the most suitable option.
Short-term Loans – We are able to accommodate short-term arrangements including bridging loans, overdrafts or lending for a specific purpose and our integrated approach means these can often be arranged against existing funds already under our management.

Our approach to Lending Solutions

Lending as part of your strategy

We understand that a lending solution can be used to support your wealth goals. Our loan experts have had experience with a wide range of complex scenarios and will find the right lending solution for your individual circumstances.

Fixed and variable interest rates

We offer both, tailoring any interest rate according to a client’s objectives as well as a view on the future movement of interest rates and future repayment schedule.

Global scale

Brown Shipley is part of Quintet Private Bank (Europe), a group of boutique private banks and Wealth Managers operating across over 30 European cities. As part of the Quintet family, we have access to greater scale and security, benefiting from a truly global outlook to our already strong foundations.

Integrated Wealth Management

Loans are a key part of your bigger Wealth Management picture. This is why we take a personal approach to understanding your circumstances and objectives, so we can create a wealth plan for you and your family.

FAQs lending

Please visit our FAQs page if you have questions about the Brown Shipley lending service.

Flexible, agile lending solutions

Lending as part of your strategy

Fixed and variable interest rates

Global scale

Integrated Wealth Management

Flexible, agile
lending solutions