FAQs Lending

Please find the answers below to our most frequently asked Lending questions. If you don’t find what you need, please get in touch.
Would you consider a standalone loan facility without the need to bring investments to Brown Shipley?
We would, if the opportunity to initially cater to a client’s borrowing needs presented a medium to long term opportunity to build a holistic wealth management relationship with a client, which would include the opportunity to manage a client’s investments in the future.
Do we offer fixed interest rates as well as variable interest rates?
We offer both fixed interest and variable interest, tailoring any interest rate according to a client’s objectives as well as a view on the future movement of interest rates and future repayment schedule.
Would you consider an interest only loan or just capital and interest repayments?
We cater for both, after careful consideration of a client’s objectives and appreciation of the risks of interest only borrowing. We ensure that any client has the credible means to repay their borrowing in full before expiry of any considered loan term and the strategy that underpins this.

Lending subject to status.