Our latest thoughts on tariffs and volatility

Markets & Investment Update

14 April 2025

This note contains an overview of our market views, what we are watching, and our portfolio strategy. Any reference to portfolio positioning relates to our Flagship Solution. Clients with bespoke discretionary or advisory portfolios should consult their Client Advisor for the latest update on your portfolio.


Global | What to make of the latest US market moves in the context of the tariff announcement?
Over the past week, financial markets experienced significant volatility primarily due to abrupt shifts in US trade policy. Although President Trump announced a 90-day pause on the reciprocal tariffs, the 10% overall tariff is still in place and the ‘trade war’ with China has escalated. We think the latest tariff announcement, including the temporary suspension excluding China, might be tightly related to the impact on financial markets, which anticipate the effects on the real economy.

The volatility in the US Treasury market – with the 10-year yield rising by more than half a percentage point and the 30-year yield, the benchmark for US mortgage rates, approaching 5% – might have contributed to Trump deciding to partly de-escalate. Another sign of the market worrying about the impact of tariffs on the US economy is the decline of the US dollar. The dollar has fallen to a three-year low against the euro (USD1.14 /EUR). Despite a partial rebound in equities last week, given the pause in tariffs, the weakness of the US dollar and Treasuries reflects some worries about the status of the USD as a reserve currency and of US Treasuries as safe-haven assets. 


US | How much US economic weakness on the cards?
The US recently introduced broad tariffs before quickly pausing them. However, the US and China haven’t seen trade de-escalation yet: the US raised tariffs to 125% for China and the latter retaliated, eventually raising tariffs on US exports to get to 125% too. Meanwhile, tariffs on Canada and Mexico remain at 25%, and the rest of the world is at 10%, given the 90-day pause. 

Even if the economic picture isn’t as bad as feared at the start of the week, the tariffs bring a risk of stagflation (slow growth with rising inflation). The uncertainty around implementation, driven by ‘erratic’ announcements and reversals, has already damaged sentiment more than the tariffs themselves. The US economy has started to show some signs of weakness, and we’ve revised our US GDP growth target down to 1.5% for this year.

Despite negotiations, trade wars could escalate further, but we think the path to resolution is likely to be a ‘process’. Investors now know the new trade rules, and negotiations might well lower uncertainty, though it could take some time. Meanwhile, monetary and fiscal stimulus might soften the blow, although we suspect that inflation is a limiting factor for rate cuts, and high debt levels are a limiting factor for significant public spending and tax cuts.


Markets | How we’re positioned amid the uncertainty
Following the sell-off in equity markets last week, we decided to buy equities which we funded by selling bonds. Rather than attempting to ‘buy the dip’, we felt it was an opportune moment to rebalance portfolios towards our long-term target allocations by buying some equities (at lower prices), financed by selling some bonds (that had gained in value). This purchase does not take allocations back to the overweight equity position we had before the sell-off. We’re roughly neutral equities, with a preference for European equities (including the UK in sterling portfolios).

Generally, keeping long-term return and risk objectives in mind helps navigate this environment. We believe it’s more sensible to stay diversified across regions and asset classes, so that a wobble in one part of the portfolio (like equities) can be offset by a gain elsewhere (such as government bonds). We’re also sticking with our investments in government, high-quality corporate and inflation-linked bonds, gold and commodities. We have a lower exposure to risky bonds, even though valuations are becoming more attractive. This positioning aims to mitigate the impact on portfolios of the uncertainty that’s likely to remain until negotiations start to bear their fruits and policy stimulus sets in.


This Week | Trade policy, China and the ECB in the spotlight
Developments in the US-China trade tensions and negotiations between the US and the rest of world will continue to take centre stage. While no formal progress is expected, markets will be watching closely for any signs of de-escalation or renewed negotiations. In the absence of such signals, concerns around tensions could keep risk appetite low and lead to more defensive positioning. 

Wednesday is set to be a particularly busy day on the macro front for the other key market in this trade war. China will release its Q1 GDP growth figures, with expectations of a slowdown to around 4.7% year-on-year from 5.4% previously. March retail sales and industrial production will also be published, offering further insight into domestic demand and industrial momentum. A weaker read across the board could intensify pressure on policymakers in Beijing – and may even influence the tone of trade discussions with the US.

On Thursday, the European Central Bank (ECB) reconvenes for its April policy meeting when it’s expected to announce a reduction in interest rates. Given the downside risks to growth stemming from tariffs alongside lower energy prices, the ECB should convey a confident message that inflation will stabilise around the 2% target.

The UK will report its March inflation print on Wednesday, with consensus pointing to a rise to 3.2% from 2.8%. A hotter-than-expected number could complicate the Bank of England’s path to rate cuts later this year, though on balance markets still expect the central bank to reduce rates further out, given higher economic risks and uncertainty. Rounding out the day, the US will publish retail sales and manufacturing data, both of which will be closely watched to get a sense of how the economy is coping with heightened uncertainty.

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Information correct as of 14 April 2025.

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