UNDER THE TERMS OF THE CONSUMER CREDIT ACT 1974, FOR CREDIT FACILITIES YOU SHOULD BE AWARE OF THE FOLLOWING:
- Brown Shipley may offer personal loans and overdraft facilities, tailored to suit your needs.
- Loans may be for a fixed term (typically up to 5 years), and agreed either on a repayment basis or on an interest-only basis (with the principal amount borrowed paid back in one lump sum at the end of the term).
- Overdrafts are flexible - you only borrow what you need at the time and you are only charged interest when you use it. Overdrafts are repayable on demand.
- The terms on which lending may be granted (including the annual percentage rate, APR and any fees payable) will vary depending on individual circumstances. Written quotations are available upon request. Security may be required.
- Lending is subject to status and available to over 18s only.
